How this calculator works
This calculator estimates the future cost of money after accounting for annual inflation. Enter a current amount, annual inflation rate, and number of years to see the future equivalent and how much purchasing power is lost. Use it for long-term budget planning, comparing today's purchasing power with a future amount, and understanding how inflation erodes savings. The key inputs are the current amount, annual inflation rate, and number of years. The output is the future cost and the remaining purchasing power. Real-world applications include retirement planning, salary negotiations, long-term expense forecasting, and education cost planning. The calculator compounds the current amount by (1 + annual inflation rate) raised to the number of years. It does not predict actual inflation, which varies over time. Wages, taxes, and cost categories do not all rise at the same rate, so use this as a scenario estimate rather than a precise forecast.